Free Download · Excel & Google Sheets
See a cash crunch 13 weeks before it hits.
A free 13-week rolling cash flow forecast template that shows your lowest cash week, how much runway you’ve got, and the one move to make this week. Built for owners who aren’t accountants. Works in Excel and Google Sheets. No macros, nothing to install.
Free. Email required so I can send the file. No spam. You can unsubscribe anytime.
A bank balance only says what’s there today. Then payroll, a vendor, or a tax bill lands and the number’s suddenly tight. The real problem is not seeing it coming.
What the free 13-week cash flow forecast shows you
Know your lowest week before it arrives.
A 13-week rolling view of money in and out, with your ending balance charted against a safety cushion line.
A plain-English call, in one line.
One signal line reads out what's happening: “Heads up: you dip below your cushion around Week 6, about 4 weeks out.”
Four numbers that matter, up top.
KPI tiles: lowest projected balance, the week it happens, weeks until a cash crunch, and your 13-week net change.
Roll it forward each week in a minute.
A documented one-step routine. No macros, no formulas to touch.
Runs where you already work.
Identical in Excel and Google Sheets, and verified.
Set up in under 10 minutes.
A “Start Here” tab walks a first-timer through it, pre-filled with an example you type over.
See it in action: the Riverbend Coffee Bar example
The workbook ships pre-filled with a fictional coffee bar heading into a tight tax quarter, sized so every signal fires. These are its actual dashboard numbers. Open it, see the warning light up, then type over the example with your own.
Free vs. Pro: when to upgrade
Start free. Upgrade when you’re making real money decisions. Pro adds more decisions and less manual work. The free edition already does the core job.
| Free: 13-Week Forecast | Pro: Rolling Forecast & Runway Planner | |
|---|---|---|
| Price | Free (email) | $39 one-time |
| Platform | Excel and Google Sheets | Excel only (macros) |
| Horizon | 13 weeks | 13 weeks + 12-month rolling |
| Lowest week / runway | ✓ | ✓ |
| Plain-English signal | ✓ | ✓ ranked “do this week” list |
| Scenarios (best/base/worst) | — | ✓ one switch, fan chart |
| Funding gap (how much, which week) | — | ✓ e.g. $7,030 by Week 6, repaid Week 13 |
| Plan vs. actual + forecast accuracy | — | ✓ |
| Import bank CSV / QuickBooks P&L | — | ✓ tolerant paste |
| One-click lender-ready PDF | — | ✓ |
| Paste-into-Claude AI commentary | — | ✓ with a no-AI fallback |
Free tells you the low is coming. Pro tells you exactly how much to draw, which week, and what to do about it.
Ready to run the decisions?
Cash Flow Command Pro turns the 13-week view into a rolling decision engine. Model best/base/worst, size exactly how much funding you need and which week, and track how accurate your forecasts have been. You also get a ranked “do this week” list. Excel, one-time purchase.
Planning further out? This forecast is fed by the Demand & Sales Forecaster . Its monthly sales forecast pastes straight into your cash-in line, so the 13 weeks ahead start from your demand plan.
Get the free 13-week forecast
Enter your email and I’ll send the download link, plus a short series on getting the most from it.
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Frequently asked questions
Is it really free?
Yes. The 13-week free edition is a free download. I ask for your email so I can send the file and occasional useful tips. Unsubscribe anytime.
Do I need Excel, or does Google Sheets work?
Either. The free edition is verified to work identically in Excel and Google Sheets, with no macros to enable.
How is this different from other free cash flow templates?
Most are accountant-built grids. This one reads out a plain-English signal: your lowest week, how many weeks of runway you have, and what to do this week.
How long does setup take?
Under 10 minutes. A “Start Here” tab walks you through it, and it ships pre-filled with an example you type over.
What do I get if I upgrade to Pro?
Scenario planning (best/base/worst), a funding-gap figure (how much to draw and which week), a 12-month rolling view, plan-vs-actual accuracy tracking, bank/QuickBooks import, a one-click lender-ready PDF, and an AI-commentary block.
Can you set this up or run it for me?
Yes. Tell me what you're working on through the contact page, and I'll let you know what makes sense.
Questions about this tool?
Start with the free forecast. If you have questions, I’m happy to help.